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The traditional retail bank branch is experiencing a noticeable decline in its presence. Driven by the rise of online and mobile banking, read more consumers are increasingly preferring to virtual channels for their financial needs. This shift has led to a reduction in branch establishments, and many institutions are closing existing branches to re
Free cash flow (FCF) is a crucial metric for investors and business owners alike. It reflects the actual cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can suggest a healthy and sustainable business, capable of expanding. Understanding how to assess FCF and optimally managing i